My Blog

Find the right mate. Having someone with whom to share your dream is irreplaceable, my friend. This creates the environment for love and growth. Amos 3:3 states “Can two walk together, unless they are agreed?” You will never build your dream with someone who is unwilling to support and agree with that dream. He or […]

Stack some chips. Saving money allows us to experience the hundredfold return of the Lord. Remember, my definition of the hundredfold return is we will “suffer attack but never suffer lack.” Despite the reduction of my income by 75% over the last three years, I still live in my home, and my lifestyle has remained […]

Put in the hard work. I always tell people that anything you did not work for is probably not yours. Anything worth having comes at a price, and nothing is free. Someone somewhere paid for it. The scriptures are filled with nuggets to support this principle. “ 6 Go to the ant, you sluggard! Consider […]

Get you some real estate. It’s called real estate for a reason – it’s real estate. Stocks, bonds and mutual funds are great, but real estate is what’s most real – most tangible. Owning my home has afforded me tax credits or breaks, as well as discounts on life, car and health insurance. Most of […]

Leave those credit cards alone. Debt is giving to the past, while God is focused on the future. “Brethren, I count not myself to have apprehended: but this one thing I do, forgetting those things which are behind, and reaching forth unto those things which are before,” (Philippians 3:13) “The rich ruleth over the poor, […]

I had a chance to visit Yosemite this weekend and words cannot express the majesty and beauty of this national treasure. I stayed at the Sugar Pine Christian Camps in Oakhurst, California and the people of Sugar Pine Christian Camps are some of the most hospitable people to be around. I felt like I was […]

Stop giving money to lazy people such as relatives, friends and associates who play on your sympathy. “Give not that which is holy unto the dogs, neither cast ye your pearls before swine, lest they trample them under their feet, and turn again and rend you.” (Matthew 7:6) As a pastor, I have learned that, […]

Put some money away for your children. “A good man leaveth an inheritance to his children’s children: and the wealth of the sinner is laid up for the just.” (Proverbs 13:22) I met a man in Air Force basic training. We had a lot in common; we were both from New Orleans, serving in the […]

Begin to invest at least 10% of your household income. I find that the 401(k) at your job, Individual Retirement Account (IRA), Roth IRA or mutual funds are the best way to accomplish this goal. If you are an investing novice, I recommend consulting instructive materials about investing, such as the “Dictionary of Finance and […]

Always maintain the proper insurance. Insurance – on so many levels – ensures wealth. If you are not properly insured, you can, and probably will, create a very serious financial liability for yourself and your loved ones. Health insurance allows us to use the full benefits of good medical tre atment. Car insurance will guarantee […]

Get out of debt! To me, debt means giving to the past and not to the future. I remember being in college and taking my girlfriend to a fancy restaurant for dinner. That dinner cost $100, and it took me an entire year to pay it off. I paid over $50 in interest for that […]

How did I begin to build wealth? I followed the advice in many informative books I have read through the years, including “Priceless” by Dave Ramsey, “Rich Dad, Poor Dad” by Robert Kiyosaki and “The Millionaire Next Door” by Thomas Stanley and William Danko. Here are some of the most useful tips I have gathered: […]