My Blog

“26 Do not be one of those who shakes hands in a pledge, One of those who is surety for debts; 27 If you have nothing with which to pay, Why should he take away your bed from under you?” (Proverbs 22:26-27) I believe you should save some money every week. I hear you: “I […]

Pay Your Bills The next key step to building your dreams is to pay your bills. If you live by this concept, your bills will be smaller. In other words, you will have less debt, because you already know that you owe God X number of dollars, and yourself X number of dollars per pay […]

When you pay yourself first, even in a bad economy, job market or depression, you will maintain your lifestyle if you so choose. Let me explain: if I lose my source of income or job today, I can maintain my current lifestyle for at least a year or longer. Further, I have learned how to […]

These are some of the stages you will encounter to truly develop, implement and discover a worthwhile dream. Forces are at work to discourage, derail and destroy the best of intentions. I can remember an incident involving my cousin, who was also my church secretary. She needed a job, so when my boss asked me […]

To get to this place in God, you must have what I call a tough hide. When challenges come your way, you must let them flow like water off a duck’s back, for there is a great price to be paid when you reach this level. As we continue this story with Isaac: “15 Now […]

Pay Yourself The next key step to building your dream is to pay yourself. You will never build wealth or a nest egg paying everyone but you. I pay myself 10% to 15% per year, depending on what kind of year I have had. It could go up to as much as 25% in very […]

17 So the LORD said to Moses, “I will also do this thing that you have spoken; for you have found grace in My sight, and I know you by name.” 18 And he said, “Please, show me Your glory.” 19 Then He said, “I will make all My goodness pass before you, and I […]

I had the pleasure of speaking to some outstanding students at Foothill College on yesterday. I was impressed with the awareness each one had of his or her place in this world and how important their contribution will be. If you follow the media we tend to scream the sky is falling yet fail in […]

The key steps to building your dream are to pay God, pay yourself and then pay your bills. Pay God Quite a few of us learned to pay our bills, then pay our bills and then pay some more bills, because those providing our example lived above their means. I pay God between 15% and […]

There are several key points I would like to share about developing, maintaining and completing your dreams. Any dream can lose its relevance, sputter or even die before, during and after its conception. Therefore, the fulfillment of a dream can take a lifetime, or even generations. Be armed with the tools that will help you […]

Building your own dream is hard work. It requires your undivided attention. If you are busy building someone else’s dream, you will not have the time or energy to dedicate to your own. Let me explain: if your only motivation is to punch a clock for 40, 50, 60 or even 80 hours a week, […]

If you buy a house, whether new or old, it was originally someone else’s dream. I have a goal to design and build my own house, as it represents me building my dream home. I have owned several homes, and while each one had certain things I liked, each also had some things I disliked. […]